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Super Contributions Cap Checker (AU)

Calculate your Australian superannuation contributions. See employer contributions, voluntary contributions, and total super balance impact. Free super calculator.

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Super Contribution Caps 2025-26

Concessional (before-tax) cap: $30,000/yr — includes employer SG (12%), salary sacrifice, personal deductible. Non-concessional (after-tax): $120,000/yr. Exceeding caps triggers additional tax. Carry-forward: unused CC can be used from up to 5 prior years if balance <$500k.

Excess CC is added to assessable income at your marginal rate plus interest charge. You can elect to release excess from your fund.

This calculator provides estimates only and does not constitute financial advice. Verify results with a qualified professional.